Finance your dream!

Purchase price  
Own capital min. 338'000.-
Calculate
Costs            
Purchase price     1'690'000.-      
Acquisition costs % 28'730.-      
Transfer costs % 55'770.-      
Total acquisition         1'774'500.-  
Financing            
Own capital %     338'000.-  
Mortgage 1st rank     1'098'500.- = 65%    
Mortgage 2nd rank     253'500.- = 15%    
Total Mortgage         1'352'000.- = 80%
Total bank         1'352'000.- = 76.2%
Annual Costs            
Mortgage interest 1st rank % 27'463.-      
Mortgage interest 2nd rank % 6'338.-      
Total interest         33'800.-  
Mortgage amort. 1st rank % 10'985.-      
Mortgage amort. 2nd rank % 2'535.-      
Total amortization         13'520.-  
Running/maintenance costs %     16'900.-  
Total per year         64'220.-  
Total per month         5'352.-  
Minimum income            
-> per year       194'606.-  
-> per month       16'217.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.